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Savings Accounts

  Regular Commercial MMA Christmas Club Money Market Prime Advantage
Special Requirements - $2,500 to open No Withdrawals Till Nov. 15 Minimum $1,000 to open $100,000 to open
Who May Open Individuals Businesses Individuals Individuals Anyone
Interest Variable Variable Variable Variable 13 Week Treasury Bills Variable Monthly
Monthly Maintenance Fee -0- $5 < $2,500

$0 > $2,500		 -0- $5
< $1,000

$0
> $1,000		 $25 if balance falls below
 $100,000
Minimum Balance For Interest None $2,500 Collected Balance None $1,000 Collected Balance None
# Withdrawals Per 3 withdrawals per month
> 3 
$0.50 each*		 6 withdrawals per month* Nov. 15 Only 6 withdrawals per month* 3 by check 6 withdrawals per month*
3 by check
Direct Deposit FREE FREE FREE FREE FREE
Auto Withdrawal FREE * FREE No FREE * FREE
Balance to Open $1 $2,500 $1 $1,000 $100,000

*Savings and Money Market Demand Accounts are limited to 6
  preauthorized withdrawals per month.
  See account disclosures for more information