HDR - Main Street

Mortgage Loans

We offer the following mortgage products:

  • Conventional, fixed-rate mortgages
  • Second mortgages
  • NIFA (First-time Home Buyer loans)
  • United States Department of Agriculture (USDA) Guaranteed Rural Housing loans

How to apply:

You can apply for a Mortgage Loan by downloading our printable Mortgage Loan Application.
Once you have downloaded and completed the application, you can either fax it to us at 308-633-2309
or mail it to 1437 10th Street, Gering, NE  69341.  You can also drop your completed application off at any


The Mortgage Loan application is in PDF format, which requires Adobe Acrobat Reader to view.  If you
do not have Adobe Acrobat Reader, click here to download it for free.

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