HDR - Mortgage


If your CD limit exceeds the FDIC limit, you may consider Valley Bank and Trust Co.’s CDARS product.

CDARS®: The Certificate of Deposit Account Registry Service® – is the most convenient way to access FDIC insurance on multi-million-dollar CD deposits and to earn rates that may compare favorably to Treasuries and money market mutual funds.

With CDARS, you sign one CDARS Deposit Placement Agreement with a participating financial institution of your choice, earn one interest rate per maturity, and receive one regular statement.

CDARS is the perfect solution for many investors – businesses, nonprofits, credit unions, public funds, advisors (including trustees, CPAs, financial planners, and lawyers), individuals, and socially responsible investors.

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