HDR - Main Street

Identity Theft

Valley Bank and Trust Co. provides free ID Theft resolution services to all personal checking account holders. Now you can protect yourself and your family with a proactive identity monitoring program, decreasing your risk with our early detection alerts.

According to the United States Department of Justice, “Identity theft is the fastest growing crime in the United States, affecting 1 out of every 23 Americans annually.” Identity theft refers to "all types of crime in which someone wrongfully obtains and uses another person's personal data in some way that involves fraud or deception..."

Victims of identity theft can experience problems with their credit, their finances, their employment, and even their personal assets. The time it takes to put your life back in order can take from 60-600 hours, plus the expense can be hundreds or even thousands of dollars.

Should you ever become a victim of identity theft, contact us and we will put you in contact with a Resolution Advocate at Secure Identity Systems. That advocate will then work to review your case, help you get your credit reports and place fraud alerts. They will then make the calls, file the papers and do the leg work for you.

To add even more protection, upgrade to our Secure Identity System Platinum program to receive total identity monitoring, and Expense Reimbursement Insurance.

Secure Identity System Platinum Program

Since credit monitoring alone will miss nearly three fourths of the identity crimes committed, Secure Identity Systems continuously examines more than 1,000 databases that include information on credit, address changes, Social Security numbers, and other public records. This comprehensive approach allows victims to be contacted much earlier in the process than credit-monitoring alone. An initial risk assessment is available online one week after you sign up and monthly assessments thereafter.

You will also receive expense reimbursement insurance. This covers the expenses you incur while working to restore your good name. This coverage is available for you as an individual or you can protect your entire family, a spouse or domestic partner, and up to 4 dependents.

Secure Identity Systems carries a policy that will reimburse victims for expenses incurred as a result of an identity theft incident that takes place or was first discovered while those victims were members eligible for coverage.

All of this is offered for :

  • $ 6.95 per month for individual coverage 
  • $12.95 per month for family coverage

For more information visit Secure Identity Systems.